Estate
Planning
Estate Planning & Legacy Preservation
Writing a Will is not just about distributing assets; it is about protecting the people you love.
CN: 订立遗嘱不仅是为了分配资产，更是为了守护你所爱的人。
We provide professional guidance to ensure your hard-earned wealth and insurance benefits reach your beneficiaries without legal complications or family disputes.
CN: 我们提供专业指导，确保您辛苦积累的财富与保险理赔金能够顺利交付给受益人，避免产生法律纠纷或家庭争议
The Core Benefits
Avoid Asset Freezing (避免资产冻结)
Without a Will, your bank accounts, properties, and even insurance payouts can be frozen for years.
CN: 若未订立遗嘱，您的银行账户、名下房产乃至保险理赔金都可能被冻结数年之久。
We help you speed up the legal process so your family can access funds when they need them most.
CN: 我们助您加快法律流程，让家人能在最需要资金支持的时候顺利获得款项。
Key Components of an Estate Plan
Protect Your Beneficiaries (保护受益人)
Ensure that your assets go to the right people.
CN: 确保您的资产交付给正确的人。
Estate planning allows you to appoint guardians for minor children and trustees to manage inheritance for those who are not yet ready to handle large sums of money.
CN: 遗产规划可让您为未成年子女指定监护人，并为尚无能力管理大额资金的受益人指定受托人，代为管理其继承的遗产。
Choosing an Executor and Trustees
Choosing the right individuals to manage your estate is the most critical step in legacy planning. An Executor ensures your Will is carried out and assets are unfrozen, while a Trustee manages the inheritance for your loved ones over the long term.
CN: 挑选合适的人员来管理您的遗产，是遗产规划中最为关键的一步。遗嘱执行人将确保您的遗嘱得到执行并解除资产冻结，而受托人则会长期为您所爱的人管理遗产。
We guide you in selecting trusted professionals or individuals to ensure your wishes are executed with integrity and precision.
CN: 我们将指导您挑选值得信赖的专业人士或个人，确保您的意愿能够得到忠实且准确的执行。
Updating Your Estate Plan
Life changes, and so should your plan. In 2026, unclaimed money in Malaysia had surpassed a staggering RM13 billion, with billions more in assets frozen due to the absence of a valid Will.
CN: 生活瞬息万变，您的规划也应与时俱进。2026年，马来西亚的无人认领款项总额已突破惊人的130亿林吉特，另有数十亿资产因缺乏有效遗嘱而处于冻结状态。
A Will is not a ‘set-and-forget’ document. Major life events, like marriage, the birth of a child, or acquiring new properties, require an update to your estate plan. Don’t let your hard-earned wealth become part of these growing statistics.
CN: 遗嘱并非一成不变的文件。结婚、生育子女或购置新房产等重大人生事件发生时，您都需要对遗产规划进行更新。切勿让自己辛苦积累的财富，沦为这些不断增长的数据中的一部分。
Regularly updating your Will ensures your legacy remains protected and your family stays out of lengthy legal battles.
CN: 定期更新遗嘱，可确保您留下的财产得到妥善保障，也能让家人避免陷入漫长的法律纠纷。
OneTokio DIY Will Writing
Take control of your legacy in just a few clicks. 轻点数下，即可掌握您的遗产规划主动权。
Our OneTokio DIY platform allows you to draft your own legal Will from the comfort of your home. It’s a simple, step-by-step digital solution designed to help you instantly secure your family’s future, ensuring your wishes are professionally and affordably documented.
CN: 我们的OneTokio自助平台让您足不出户即可起草具有法律效力的遗嘱。这是一套操作简便、分步指引的数字化工具，旨在帮助您即刻为家人的未来提供保障，让您的意愿得以通过专业且经济实惠的方式形成正式文件。
We’re Here Whenever You Need Us
wecare@tokiomarinelife2u.com
Phone
+6012 409 2635
Open Hours
Mon – Fri: 10AM – 07PM
Address
332B-3, Harmony Square
Jln Perak, Jelutong
11600 George Town
Pulau Pinang